Atlantique Microfinance Plc
Atlantique Microfinance team outside their office entrance
Who we are

Built for the people the banks were not built for.

A subsidiary of AMIFA Holding (Casablanca), created by Groupe Banque Centrale Populaire — and the group's 7th microfinance institution after Côte d'Ivoire, Mali, Senegal, Burkina Faso, Gabon and Madagascar.

Description and history

Atlantique Microfinance Plc profile

Atlantique Microfinance Plc is a microfinance institution subsidiary of AMIFA Holding based in Morocco- Casablanca. This Holding was created by BCP GROUP (Groupe Banque Centrale Populaire du Maroc), one of the top 10 banks in Africa, with different financial institutions: Banks, insurance companies and Microfinance foundation. AMIFA Holding has a network of Microfinances in West Africa, Atlantique Microfinance Plc Rwanda is the 7th Subsidiary after Cote d’Ivoire, Mali, Senegal, Burkina-Faso, Gabon and Madagascar.

ATLANTIQUE MICROFINANCE Plc is registered by RDB on number 10787498 and licensed by BNR at 09/05/2019. The head Office is located in Kigali City, Nyarugenge District, Nyarugenge Sector, YYUSSA CITY CENTER BUILDING 4th Floor Bloc C, PO BOX 3786 Kigali, represented by Mr. Mohamed AAROUCH as Managing Director.

ATLANTIQUE MICROFINANCE Plc has 6 operating branches (YYUSSA CITY CENTER, Nyabugogo, Kimironko, Kabuga, Rubavu and Nyamirambo) with a share Capital of 7,845,440,596 FRW with net Asset of 16.5 billion FRW.

Through its microfinance program, ATLANTIQUE MICROFINANCE Plc aims to:

  • Foster the creation of wealth through the funding of income-generating activities;
  • Support micro-entrepreneurs by facilitating their gradual transition from the informal to the organized sector of the economy;
  • Participate in financial education and promote the sound management of micro-entrepreneurs;
  • Contribute to customer use of banking facilities;
  • Take part in the implementation of citizen-based initiatives for the benefit of customers.

Atlantique Microfinance Rwanda seeks to further grow and strengthen the SME segment in Rwanda by designing customized interventions tailored to different SMEs delivered through affordable and appropriate financial products (Agri-business, housing, manufacturing and other income generating products).

2019

Licensed by BNR

7.8bn

Share capital, FRW

16.5bn

Total assets 2025, FRW

7

Locations in Rwanda

Mission

A mission focused on fighting poverty in RWANDA, by facilitating access to financial services.

Vision

To be a leading microfinance institution in RWANDA by providing financial services tailored to the needs of low-income individuals.

Values

Solidarity

Integrity

Commitment

Equity

The network

One institution in Rwanda, part of a group across Africa.

Operating in Rwanda since 2019, licensed by the National Bank of Rwanda and registered with RDB under 10787498. The seventh institution in the AMIFA Holding network, created by Groupe Banque Centrale Populaire of Morocco.

Regulatory disclosure

2025 audited financial statements

Governance

How we are governed

A board appointed by the shareholder oversees strategy, risk and audit. Day-to-day management sits with an executive team in Kigali, working to credit, risk and compliance committees that meet on a fixed calendar.

Licence and registration

Our licence and registration

  • Licensed by the National Bank of Rwanda on 09/05/2019.
  • Registered with the Rwanda Development Board under number 10787498.
  • Share capital of 7,845,440,596 FRW; net assets of 16.5 billion FRW.
  • Head office: KN 4 Avenue, Kiyovu/Nyarugenge, YYUSSA City Center, 4th floor, PO Box 3786 Kigali — Managing Director: Mr. Mohamed AAROUCH.
Apply for a loan

Bring your plan. We will price it openly.

Apply online, or walk into any of our seven locations across Rwanda.