Atlantique Microfinance Plc
Flexible financing

Credit built around what you already do.

Start the request online in three short steps. An advisor confirms your terms in writing before anything is signed.

  • Answer within two working days
  • Agriculture credit from 9.7% a year
  • No hidden charges — every fee is published
Loan criteria

The blueprint for better borrowing.

Eligibility, in plain terms

If you have an activity that generates income and you can repay, there is a door for you.

  • 18 years or older and resident in Rwanda
  • Salaried, self-employed, farmer or registered business
  • Six months of trading or employment history
Why apply with us

Everything you need to know before applying.

01Transparent guidance

See the instalment, the interest and every fee before you commit.

02Repayment that fits

Harvest cycles, market days, salary dates — the schedule follows your cash.

03A short process

Three steps online, one visit to finish. No repeated trips.

04Advisors who stay

The same advisor follows your file from request to final instalment.

6

branches nationwide

2

working days to an answer

9.7%

agriculture rate from

12

credit lines available

What to bring

Documents we will ask for

Everyone

  • National ID or passport
  • Recent passport photograph
  • Proof of address

Salaried applicants

  • Three recent payslips
  • Employment contract or attestation
  • Salary domiciled with us

Business applicants

  • RDB registration
  • Trading records or bank statements
  • Tax clearance where applicable

Property and equipment credit

  • Land title or purchase agreement
  • Supplier quotation
  • Valuation where required
Loan form

Start your application.

Three short steps. We reply within two working days and finish the file with you at your chosen branch.

Estimated monthly instalment

RWF 158,613

Requested amount
RWF 3,000,000
Indicative annual rate
24.0%

Declining balance, indicative only. Final terms are confirmed by your advisor.

  1. 1Your loan
  2. 2About you
  3. 3Documents
Loan purpose
Apply for a loan

Bring your plan. We will price it openly.

Apply online, or walk into any of our seven locations across Rwanda.