
Credit built around what you already do.
Start the request online in three short steps. An advisor confirms your terms in writing before anything is signed.
- Answer within two working days
- Agriculture credit from 9.7% a year
- No hidden charges — every fee is published
Pick the credit that matches your plan.
Seven locations, twelve credit lines. These are the four most requested.
The blueprint for better borrowing.

Eligibility, in plain terms
If you have an activity that generates income and you can repay, there is a door for you.
- 18 years or older and resident in Rwanda
- Salaried, self-employed, farmer or registered business
- Six months of trading or employment history
Everything you need to know before applying.
01Transparent guidance
See the instalment, the interest and every fee before you commit.
02Repayment that fits
Harvest cycles, market days, salary dates — the schedule follows your cash.
03A short process
Three steps online, one visit to finish. No repeated trips.
04Advisors who stay
The same advisor follows your file from request to final instalment.
6
branches nationwide
2
working days to an answer
9.7%
agriculture rate from
12
credit lines available
Documents we will ask for
Everyone
- National ID or passport
- Recent passport photograph
- Proof of address
Salaried applicants
- Three recent payslips
- Employment contract or attestation
- Salary domiciled with us
Business applicants
- RDB registration
- Trading records or bank statements
- Tax clearance where applicable
Property and equipment credit
- Land title or purchase agreement
- Supplier quotation
- Valuation where required
Start your application.
Three short steps. We reply within two working days and finish the file with you at your chosen branch.
Estimated monthly instalment
RWF 158,613
- Requested amount
- RWF 3,000,000
- Indicative annual rate
- 24.0%
Declining balance, indicative only. Final terms are confirmed by your advisor.
- 1Your loan
- 2About you
- 3Documents
Bring your plan. We
will price it openly.
Apply online, or walk into any of our seven locations across Rwanda.